NBK KWT Visa Infinite (Merchant Category)

National Bank of Kuwait · visa infinite

See what you'd earn

Cost of borrowing

APR0.5% per month plus 2.5% per annum above Central Bank of Kuwait Discount Rate

Reward

Merchant category

Telecomcapped 100 pts / mo
10%
Restaurantscapped 100 pts / mo
7%
Gas stations
5%
Beauty & fitness
5%
Jewelry, clothing & grocery
3%
Educationcapped 100 pts / mo
3%

earns via selected-merchant rate

10% · xcite, ikea, qgo, farfetch, offto · capped 100 pts

xcite · 2% in-store discount

BELOW-MCC layer: 2% in-store discount, separate from points. Excludes phones, computers, IT/mobile accessories, gaming, cameras/drones, digital cards, smart-home — finer than any MCC. Must present card at cashier.

Benefits

Lifestyle

Bogo Dining: Buy 1 Get 1 at Pret A Manger, OLE Coffee (max KD 1.5/txn), Cinescape (2 free tickets/mo)
yQ (meet & assist): Listed among the card's benefits (Card Benefits menu). No detail (destinations, discount) is described on the card page; the label links out to the Visa benefit page.
Visa luxury hotel collection: Listed among the card's benefits (Card Benefits menu). No detail (properties, perks) is described on the card page.

Travel

Visa Airport Companion App: Listed among the card's benefits (Features / Card Benefits menu). No visit count, lounge count, or conditions are described on the card page — the label links out to Visa's benefit page.
Global Blue Lounge services: Listed among the card's benefits (Card Benefits menu). No detail (visit count, locations, conditions) is described on the card page.

Sources

Last verified: 2026-06-16

rewards,fees,exclusions,redemptiontncterms-and-conditions-for-nbk-kwt-program-e.pdf2026-06-16